Retirement savings are a major source of capital. Reaching them shouldn't mean losing the investor.
Investing retirement money in a private offering often requires a self-directed IRA. Most offerings send investors to a separate custodian's website to set one up, then wait for them to come back. With NCPS, the account is opened on your site as part of the investment.
On your website vs. a third-party custodian
Both approaches let investors use qualified money. Here's how they compare for your investors and your team.
Investors open a self-directed IRA and invest in a single flow, without leaving your website.
Fewer hand-offs means less drop-off between interest and funding.
You keep the investor relationship and your brand front and center.
Qualified and non-qualified investments are held with the same custodian, alongside your other NCPS custody accounts.
You can see where investors are in the process instead of waiting on an outside firm.
Requires integrating NCPS custody into your site through TransactAPI.
Investors who already hold a self-directed IRA elsewhere may prefer to keep using it.
No integration work needed on your website.
Investors with an existing self-directed IRA can use the custodian they already have.
Investors leave your website to complete a separate application on another firm’s site.
Every extra step and redirect is a chance for the investor to drop off before funding.
Paperwork has to be coordinated between you, the investor, and the outside custodian, which can delay closing.
You have little visibility into the status of the account until the custodian reports back.
Investors using different custodians add more holders and more counterparties to manage.
Part of embedded custody
Qualified accounts are one piece of keeping the entire investor lifecycle on your platform, from account opening to distributions, reinvestment, and trade settlement.
Schedule a conversation with our team to discuss adding self-directed IRA accounts to your offering or platform.